Đang thực hiện

Home

News & Commentary

Dissection - Comment

HOTLINE: 043 787 8822

Part 2: Analysis of the SMART key real estate investment

Post time: 14/10/2013

DianamRe - A smart investor always has to analyze and assess the market before deciding to go to " bet " on an upcoming project or not ? To limit the risk of investment , SMART key as mirrors clear picture of the success or failure of a real estate project before being brought to market.

An investor can understand the care they are always abreast of profits and contributions to society . In addition to the profits, investors are interested in the factors that are equally important : This project serves to? The benefits that the project will bring to the community ?

Aesthetics of the project ? Addressing the housing needs for many households ? An investor has the right perspective usually higher probability of success of that project investors putting profits above the interests of the community .

From the experience of successful investment in developing countries . We want to share more information about a different perspective of investors often use . SMART key for investors .

Specifically - Specific

When it comes to the specific , often investors have to think of the elements that make up a successful project . As the meeting point of sale products huongva . The beneficiary is anyone here ? What is their income ? Financial solutions for them ?

The selection of the right audience for the project was a success and the rapid settlement to avoid are products on the market long . Investors must have a detailed breakdown of the market analyst specialized statistics from reliable sources according to each minute detail , clarity and accuracy , as required by the investor . To have a successful project , the first factor that we want to mention that the product complies with per capita income of a country ?

Determining income beneficiaries :

It is the current per capita income of the people of Vietnam as compared with many countries in the region ? The table below analyzes income gives us an objective perspective and panorama than the average income of the current Vietnam compared to other countries in the region.

Growth in per capita income of some Southeast Asian countries
(U.S.Dollars)	According to the current exchange rate			Purchasing power parity (PPP)
	1990	2010	Tăng (lần)	1990	2010	Tăng (lần)
Vietnam	98	1,224	12.5	654	3,185	4.9
Singapore	11,841	41,987	3.5	18,225	57,791	3.2
Indonesia	620	2,950	4.8	1,450	4,304	3.0
ThaiLand	1,495	4,613	3.1	8,500	8,500	3.0

According to the table above , the income per capita of Vietnam increased 12.5 times between 1900 to 2010 , far ahead of other countries in the table . Meanwhile , in the 20 years of the Vietnam real GDP ( expressed in terms of constant prices ) increased by only 4.4 times ( with a growth rate of average real GDP - real GDP CAGR of - 7.4 % / year ) . Because of population growth in 20 years is 1.3 times , should actually increase income per capita at constant prices by only 3.4 times ( = 4.4 / 1.3 ) .

The GDP deflator ( GDP deflator ) of Vietnam increased by 11.3 times in the period 1990-2010 . As noted above , in the same period , real GDP increased by 4.4 times and 1.3 times the population . In addition, the exchange rate increased 3 times during the same period .

Because of the big drawbacks , comparing per capita income based on GDP measured in U.S. dollars at current prices , the World Bank and other international organizations have added new calculations apply PPP ( GDP per capita the purchasing power equivalent ) as shown in Table 1 . And according to this table , the PPP per capita in Vietnam has increased 4.9 times in 20 years , not much different than when the growth in aggregate real GDP in 20 years ( 4.4 times )

Through this table above we can see , the income per capita of Vietnam is about reach 25 million / year for a project in accordance with the actual income is not easy for the investor. The cost of the project costs are included , where all charges " unnamed " and pull the long time with many layers to be licensed as a difficult problem .

Financial Solutions

Most people in the country ( over 95 % ) are purchased through the repayment of bank loans with loan period of 20 years to 30 years depending on the borrower's age , the interest rate is strictly controlled and stable government in a long time . 30,000 billion aid package as the last government was an encouraging signal . However, with a fixed time limit of three years only , and only a certain number of new objects to be borrowed . After 3 years of going to the market rate of interest prescribed by the Bank is truly a " trap " that any borrower will not hesitate to take risks . Thus, the purpose of rescue and stimulus inventory real estate market will not be achieved as desired by the people and the Government .

Mutual relationship between banks and investors as " lips with teeth " . In the context of bank financing has not been opened and is difficult to access because interest rates are too high today is really difficult problem . Most foreign investors rely on bank loans to invest in the project . Each bank is evaluating the feasibility and effectiveness of each different project . However, the perspective of investors and banks that we the " make money " rather than the " please , for " . Bank always with the business as a " capital contribution " to the same profit .

To have a successful project and the benefits to the beneficiaries , to solve housing needs are still large in the community, then the investor must have the appropriate financial solution for buyers home such as purchasing installment , repayment period , interest rates and other incentives . More importantly, investors have to build credit history and financial "clean " by the potential of the project our hopes of getting new loans from banks .

Project Cost Management

The justification of the embrace and the current owner is " cons of " . Administration expenses too cumbersome and costly but ineffective . The management costs and the cost of " no name " hog other resources of the company . From the stage of licensing, clearance , market analysis and design , consulting , construction materials , construction , monitoring , distribution , marketing , human resource management , finance and accounting , legal reason , ... it was exhausting the investors , the pain to have time for the creative minds of the product quality of the project ?

A successful investors who have to share the profits. Give portions to the extent possible for subcontractors ( subcontractors ) have the ability to help solve such as design , construction , marketing , marketing , distribution , market evaluation . Limit administrative costs with the compact yet efficient machine .

Part 3 : The base - SMART analysis of key investment real estate projects

Lecturer Huynh Anh Dung - U.S. CRS ( School of International Training Leader Real )

Your comments

Thach Ban Garden City

[Go Top]

DIANAM TRADING JOINT STOCK COMPANY
Hanoi: no 22D Giang Vo | Cat Linh | Dong Da | Hanoi
Tel: (+84) 4 3787 8822 - Fax: (+84) 4 3787 8282
Email: info@dianam.vn - sanbds@dianam.vn
Number of Certificate of business registration: 0101592377 by Department of Planning and Investment in Hanoi.

Copyright by Dianam Trading Joint Stock Company © 2013
Requirements write "batdongsan.dianam.vn" when publishing news from this site.

Thiết kế website bởi Web123.vn

Your Name (*)
Email Address (*)
Message Content (*)	Please enter the content
Security Code (*)	Please enter a Security Code